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The new normal is your business bank working for you

Free business bank account for freelancers and small businesses. Invoicing, money transfers, and tools to grow your business.

Mobile Debit Card
Rich Sibert

Rich Sibert, Kadre Inc.

Azlo Customer Since 2020

Save time and money with an Azlo business checking account

Do what you love, we've got your back.

  • No minimum balance requirements
    No minimum balance requirements
  • atm-icon
    Free ATM cash withdrawals **
  • unlimted-transactions-icon
    Free unlimited transactions
  • payments-icon
    No overdraft fees
  • direct-payments-icon
    Free direct payments
  • tools-icon
    Free tools to grow your business
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Introducing Azlo Pro

Our premium service is designed to help you save time and money.


Do more with automation

Take manual work out of everyday financial tasks.
 Set up recurring transactions, such as scheduling invoices or funding your Envelope.


Save on instant transfers

Move funds from Azlo to external accounts in real-time and cut transfer fees by half.


Create unlimited Envelopes

Categorize your funds with Azlo Envelopes, a budgeting tool for savings toward any business goal.


Enhance your invoicing tools

Send and track invoices right from your Azlo account. And with our automated features, spend less time touching base on payments.

Grow your business with Azlo

Small business success doesn’t start and end with a bank account. We’re here to guide every step of the way. Our webinars and educational guides are designed to help entrepreneurs survive and thrive.

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Azlo customer stories

Our customers share their amazing stories on how they got their start and how they overcome the obstacles that come with running a business. Get inspired!

They say bad things happen in clusters. And for photographer Analicia Honkanen, that adage rings true. In March of this year, Analicia’s employer, a furniture company based outside...


Analicia Honkanen

Analicia Honkanen Photography

When Christopher Kabat launched ProAerial Media, LLC (PAM) in late fall of 2019, he set the wheels in gear for an official kick-off in the spring of 2020...


Christopher Kabat

ProAerial Media, LLC

It takes a lot of grit and guts to turn your passion into a business. That's what Kat Arias did in 2012, when she signed a lease and got the keys to her first dance studio in the...


Kat Arias

Ferocity Dance Company

Azlo business banking FAQs

What is Azlo?

Azlo is digital business banking for freelancers, entrepreneurs, small businesses, and non-profits. We offer a convenient, free option for people who want the advantages of a business account  account without any of the hassles or costs that often come with traditional business banking. Azlo accounts are designed to work seamlessly alongside other financial tools and meet the needs of entrepreneurs living in an increasingly digital world.

Who is Azlo for?

If you live in the U.S. and you do contract work or you have a business (even if it’s just a side project), we can likely offer you an account. Learn more about our eligibility requirements.

Since Azlo is completely online and mobile, we’re an especially good fit for businesses that manage their finances online or want the ability to send and receive digital payments and transfers. (Such as e-commerce stores, freelancers, startups, and consultants).

At the same time, we’re not the right solution for every business, and we want to be completely upfront about that. For example, we generally aren’t the right option for businesses that deal with cash since we can’t accept cash deposits. We also don’t offer checkbooks (though you can use our bill pay service to mail a check to anyone).

What do I need to apply?

It depends on how your business is structured. If you’ve filed papers with your state or local government to form your business and/or register your business name, we’ll ask for a copy of these documents. If you’ve formed a partnership, we’ll ask for a copy of your partnership agreement. We might also ask for a document confirming your EIN (employer ID number) if you obtained an EIN for your business.

If you don’t have any of these documents, you can still apply for an Azlo account as a sole proprietor—if you do, we’ll simply ask for the basic information that you’d need to open a personal bank account.

We also need to gather basic information about you, so we may ask for documents (such as a photo of your ID) to verify this information.