Articles tagged 'finance'

How to Open a Business Bank Account
How to Open a Business Bank Account
Why open a business bank account? How does a business bank account help me manage cash flow? How does a small business bank account help with record-keeping? How can a business bank account protect me from personal liability? What are...
How to Manage Cash Flow Gaps
How to Manage Cash Flow Gaps
During my first full year of freelancing, I lost three of my main clients within a week. In turn, my monthly earnings sank from $6,000 to about $2,000. As I was earning a mere fraction of what I needed to get by, I panicked. I wasn’t earning enough...
What every entrepreneur needs to know about self-employment tax
What every entrepreneur needs to know about self-employment tax
When you’re starting a business, you’re likely to encounter a whole host of new tax concepts. One of them is self-employment tax. Read on to learn exactly what this tax is, who needs to pay it, and how it’s calculated. What is self-employment tax...
What to Know About Quarterly Business Taxes
What to Know About Quarterly Business Taxes
If you work for an employer, you likely think about paying your taxes once a year. When you start earning money for yourself, however, everything changes. Although tax returns are only due once a year, the IRS wants you to pay your taxes on a much...
When your business should use crowfunding to grow
When your business should use crowfunding to grow
One of the most difficult issues that any small business owner faces is how, when, and where to find funding to help their business grow. Even if you have a successful startup, you may not have the capital needed to take advantage of rising demand...
4 reasons to open a business bank account
4 reasons to open a business bank account
It’s easy to overlook the value of a business bank account, especially if you’re an entrepreneur who’s just starting out. While it might not be mandatory for your business, and the prospect of opening one can seem overwhelming, a dedicated bank account...
Small Business Tax Guide for New Owners
Small Business Tax Guide for New Owners
Taxes. Few would call them fun or easy, but they’re an especially daunting subject for new entrepreneurs. Most folks get the hang of doing their own individual taxes quickly and easily since they’re relatively simple and it’s easy to get advice...
Should I get a small business loan?
Should I get a small business loan?
In a recent study, 33% of small business owners said that one of their top challenges is getting enough working capital. If you’re one of the thousands of entrepreneurs in this group, you’ve probably thought about getting a business loan. There...
How to raise money for your new business
How to raise money for your new business
You’ve heard of legends who went from basement to boardroom. You may even have family or friends who started a business with nothing and are now running their own empire. One thing these inspiring stories often gloss over is the challenges that...
Moving money with ACH
Moving money with ACH
Have you ever heard of ACH transfers? If not, you’re in good company — the term is a pretty unintuitive bit of banking jargon. At Azlo, we believe ACH transfers are a great tool for entrepreneurs, so we’re here to help you learn about them and then...
Planning for retirement when you’re self-employed
Planning for retirement when you’re self-employed
Retirement planning can feel overwhelming for just about anyone — but it’s especially intimidating for freelancers and small business owners. Between the many possible options and the complex rules, finding the right retirement plan is no easy feat...
How to choose the best business loan
How to choose the best business loan
Okay, let’s set the stage: you have a growing business and you’re looking for working capital. After careful consideration and deliberation, you’ve decided that a business loan is the right choice for you and your business. Now, the question is...
How to accept payments for your small business
How to accept payments for your small business
At Azlo, we’re always thinking about an entrepreneur’s unique banking and financial needs. In addition to business banking (we have you covered there), every entrepreneur needs a way to get paid quickly, reliably, and securely — without being charged...
How much does it cost to start a business?
How much does it cost to start a business?
So, you’re an aspiring entrepreneur with a killer business idea and plenty of hustle. You know you’ve got the skills and the ambition to succeed. You might even have found the right business partner. All you need is some startup cash. But … how...
Crowdfunding your business
Crowdfunding your business
What’s crowdfunding? Benefits of crowdfunding for businesses Is crowdfunding the right fit for your business? Additional considerations and steps for equity-based crowdfunding How to run a successful crowdfunding campaign What’s crowdfunding...
How to start bookkeeping for your small business
How to start bookkeeping for your small business
When you’re just starting out as an entrepreneur, there’s a long and admittedly overwhelming number of things to do and learn. Bookkeeping is one of the items on that list, and it’s a task that many new entrepreneurs dread or defer for a variety...
Choosing the right accounting software for your business
Choosing the right accounting software for your business
All too often, I talk with clients who say “I do my books once a year, in a panic, when I have to do my taxes.” And every time I hear this, my heart breaks a little. Not only is this a stressful way to live and do business, but it also means these...
4 ways to fund your business without getting a loan
4 ways to fund your business without getting a loan
Obtaining funding for your small business is often stressful, time-consuming, and occasionally risky. Unless you’re the owner of a Silicon Valley unicorn startup, you’re most likely bootstrapping your venture with personal savings or seeking a business...